AFAIK there is nothing in the ToS that forbids an employee paying for the 20x, $200/month plan. I could be wrong about this in which case it'd be useful to have a link the clause.
I think multiple plans are against the ToS, but I'm not doing that.
The Teams plans are more convenient for a number of reasons, but yes, they top out at the 6x plan, not the 20x plan.
I've re-read it and I'm pretty sure there is nothing that forbids a business paying for a 20x account. Notably they say this in the consumer ToS:
> If you use an email address owned by your employer or another organization, your Account may be linked to the organization's Anthropic enterprise account, and the organization’s administrator may be able to monitor and control the Account, including having access to Materials (defined below). We will provide notice to you before linking your Account to an organization's enterprise account.
which goes at least moderately close to indicating using it in a work environment is allowed.
I think multiple plans are against the ToS, but I'm not doing that.
The Teams plans are more convenient for a number of reasons, but yes, they top out at the 6x plan, not the 20x plan.
Edit: ToS are here https://www.anthropic.com/legal/consumer-terms and https://www.anthropic.com/legal/commercial-terms
I've re-read it and I'm pretty sure there is nothing that forbids a business paying for a 20x account. Notably they say this in the consumer ToS:
> If you use an email address owned by your employer or another organization, your Account may be linked to the organization's Anthropic enterprise account, and the organization’s administrator may be able to monitor and control the Account, including having access to Materials (defined below). We will provide notice to you before linking your Account to an organization's enterprise account.
which goes at least moderately close to indicating using it in a work environment is allowed.