Systems over 10KW require a $1m Personal Liability insurance policy if you want to participate in Florida’s (relatively not very generous) Net Metering program. These requirements are “controversial” and don’t exist in other states with much larger and successful net metering programs, which is code for “they were invented by power company lobbyists to discourage solar installs.” And that’s why a state with almost unlimited free solar has almost no panels on its roofs.
(To clarify: the insurance is to cover your liability in case your solar system electrocutes someone or starts a fire, a set of concerns that basically don’t exist in other states. It is explicitly not insurance to protect you from your system being destroyed by storms, the concern that the GGP poster outlines. You have to have frankly broken critical thinking to look at the $bns spent on roofing and houses and think that the small-percentage additional hurricane replacement cost facing rooftop solar is somehow the reason people aren’t installing solar. It’s explicitly policy designed to make solar installs expensive and inconvenient for homeowners, end of story.)
I guess big energy doesn't want any competition and can buy enough politicians to ensure that's how it stays. If so, that stinks.
Also I understand that in other parts of the world they also get cyclones/hurricanes but that doesn't stop them installing solar. They are just design things accordingly (IIRC you either want no gap or a big gap under the panel).
(To clarify: the insurance is to cover your liability in case your solar system electrocutes someone or starts a fire, a set of concerns that basically don’t exist in other states. It is explicitly not insurance to protect you from your system being destroyed by storms, the concern that the GGP poster outlines. You have to have frankly broken critical thinking to look at the $bns spent on roofing and houses and think that the small-percentage additional hurricane replacement cost facing rooftop solar is somehow the reason people aren’t installing solar. It’s explicitly policy designed to make solar installs expensive and inconvenient for homeowners, end of story.)